diff --git a/api/resolvers/serial.js b/api/resolvers/serial.js
index 7e512a59..773b8bf0 100644
--- a/api/resolvers/serial.js
+++ b/api/resolvers/serial.js
@@ -29,12 +29,18 @@ async function serialize (models, call) {
       if (error.message.includes('SN_REVOKED_OR_EXHAUSTED')) {
         bail(new Error('faucet has been revoked or is exhausted'))
       }
-      if (error.message.includes('40001')) {
-        throw new Error('wallet balance serialization failure - retry again')
-      }
       if (error.message.includes('23514')) {
         bail(new Error('constraint failure'))
       }
+      if (error.message.includes('SN_INV_PENDING_LIMIT')) {
+        bail(new Error('too many pending invoices'))
+      }
+      if (error.message.includes('SN_INV_EXCEED_BALANCE')) {
+        bail(new Error('pending invoices must not cause balance to exceed 1m sats'))
+      }
+      if (error.message.includes('40001')) {
+        throw new Error('wallet balance serialization failure - retry again')
+      }
       bail(error)
     }
   }, {
diff --git a/api/resolvers/wallet.js b/api/resolvers/wallet.js
index 0ae6ec7c..5eede0cb 100644
--- a/api/resolvers/wallet.js
+++ b/api/resolvers/wallet.js
@@ -1,29 +1,11 @@
 import { createInvoice, decodePaymentRequest, payViaPaymentRequest } from 'ln-service'
-import { UserInputError, AuthenticationError, ForbiddenError } from 'apollo-server-micro'
+import { UserInputError, AuthenticationError } from 'apollo-server-micro'
 import serialize from './serial'
 import { decodeCursor, LIMIT, nextCursorEncoded } from '../../lib/cursor'
 import lnpr from 'bolt11'
 import { SELECT } from './item'
 import { lnurlPayDescriptionHash } from '../../lib/lnurl'
 
-const INVOICE_LIMIT = 10
-
-export async function belowInvoiceLimit (models, userId) {
-  // make sure user has not exceeded INVOICE_LIMIT
-  const count = await models.invoice.count({
-    where: {
-      userId,
-      expiresAt: {
-        gt: new Date()
-      },
-      confirmedAt: null,
-      cancelled: false
-    }
-  })
-
-  return count < INVOICE_LIMIT
-}
-
 export async function getInvoice (parent, { id }, { me, models }) {
   if (!me) {
     throw new AuthenticationError('you must be logged in')
@@ -199,10 +181,6 @@ export default {
 
       const user = await models.user.findUnique({ where: { id: me.id } })
 
-      if (!await belowInvoiceLimit(models, me.id)) {
-        throw new ForbiddenError('too many pending invoices')
-      }
-
       // set expires at to 3 hours into future
       const expiresAt = new Date(new Date().setHours(new Date().getHours() + 3))
       const description = `${amount} sats for @${user.name} on stacker.news`
diff --git a/pages/api/lnurlp/[username]/index.js b/pages/api/lnurlp/[username]/index.js
index 1e0c1b00..db36a44d 100644
--- a/pages/api/lnurlp/[username]/index.js
+++ b/pages/api/lnurlp/[username]/index.js
@@ -10,7 +10,7 @@ export default async ({ query: { username } }, res) => {
   return res.status(200).json({
     callback: `${process.env.PUBLIC_URL}/api/lnurlp/${username}/pay`, // The URL from LN SERVICE which will accept the pay request parameters
     minSendable: 1000, // Min amount LN SERVICE is willing to receive, can not be less than 1 or more than `maxSendable`
-    maxSendable: Number.MAX_SAFE_INTEGER,
+    maxSendable: 1000000000,
     metadata: lnurlPayMetadataString(username), // Metadata json which must be presented as raw string here, this is required to pass signature verification at a later step
     tag: 'payRequest' // Type of LNURL
   })
diff --git a/pages/api/lnurlp/[username]/pay.js b/pages/api/lnurlp/[username]/pay.js
index 5f89fa31..416a4ea3 100644
--- a/pages/api/lnurlp/[username]/pay.js
+++ b/pages/api/lnurlp/[username]/pay.js
@@ -3,7 +3,6 @@ import lnd from '../../../../api/lnd'
 import { createInvoice } from 'ln-service'
 import { lnurlPayDescriptionHashForUser } from '../../../../lib/lnurl'
 import serialize from '../../../../api/resolvers/serial'
-import { belowInvoiceLimit } from '../../../../api/resolvers/wallet'
 
 export default async ({ query: { username, amount } }, res) => {
   const user = await models.user.findUnique({ where: { name: username } })
@@ -15,10 +14,6 @@ export default async ({ query: { username, amount } }, res) => {
     return res.status(400).json({ status: 'ERROR', reason: 'amount must be >=1000 msats' })
   }
 
-  if (!await belowInvoiceLimit(models, user.id)) {
-    return res.status(400).json({ status: 'ERROR', reason: 'too many pending invoices' })
-  }
-
   // generate invoice
   const expiresAt = new Date(new Date().setMinutes(new Date().getMinutes() + 1))
   const description = `${amount} msats for @${user.name} on stacker.news`
@@ -42,6 +37,6 @@ export default async ({ query: { username, amount } }, res) => {
     })
   } catch (error) {
     console.log(error)
-    res.status(400).json({ status: 'ERROR', reason: 'failed to create invoice' })
+    res.status(400).json({ status: 'ERROR', reason: error.message })
   }
 }
diff --git a/prisma/migrations/20220830183739_create_invoice/migration.sql b/prisma/migrations/20220830183739_create_invoice/migration.sql
new file mode 100644
index 00000000..3ab7b2a4
--- /dev/null
+++ b/prisma/migrations/20220830183739_create_invoice/migration.sql
@@ -0,0 +1,35 @@
+CREATE OR REPLACE FUNCTION create_invoice(hash TEXT, bolt11 TEXT, expires_at timestamp(3) without time zone, msats_req INTEGER, user_id INTEGER)
+RETURNS "Invoice"
+LANGUAGE plpgsql
+AS $$
+DECLARE
+    invoice "Invoice";
+    limit_reached BOOLEAN;
+    too_much BOOLEAN;
+BEGIN
+    PERFORM ASSERT_SERIALIZED();
+
+    SELECT count(*) >= 10, sum("msatsRequested")+max(users.msats)+msats_req > 1000000000 INTO limit_reached, too_much
+    FROM "Invoice"
+    JOIN users on "userId" = users.id
+    WHERE "userId" = user_id AND "expiresAt" > now_utc() AND "confirmedAt" is null AND cancelled = false;
+
+    -- prevent more than 10 pending invoices
+    IF limit_reached THEN
+        RAISE EXCEPTION 'SN_INV_PENDING_LIMIT';
+    END IF;
+
+    -- prevent pending invoices + msats from exceeding 1,000,000 sats
+    IF too_much THEN
+        RAISE EXCEPTION 'SN_INV_EXCEED_BALANCE';
+    END IF;
+
+    INSERT INTO "Invoice" (hash, bolt11, "expiresAt", "msatsRequested", "userId", created_at, updated_at)
+    VALUES (hash, bolt11, expires_at, msats_req, user_id, now_utc(), now_utc()) RETURNING * INTO invoice;
+
+    INSERT INTO pgboss.job (name, data, retrylimit, retrybackoff, startafter)
+    VALUES ('checkInvoice', jsonb_build_object('hash', hash), 21, true, now() + interval '10 seconds');
+
+    RETURN invoice;
+END;
+$$;
\ No newline at end of file