diff --git a/components/banners.js b/components/banners.js
index 6e5b5122..e6f9e69b 100644
--- a/components/banners.js
+++ b/components/banners.js
@@ -129,8 +129,8 @@ export function WalletSecurityBanner () {
         Wallet Security Disclaimer
       </Alert.Heading>
       <p className='mb-1'>
-        Your wallet's credentials are stored in the browser and never go to the server.<br />
-        However, you should definitely <strong>set a budget in your wallet</strong>.
+        Your wallet's credentials for spending are stored in the browser and never go to the server.
+        However, you should definitely <strong>set a budget in your wallet</strong> if you can.
       </p>
       <p>
         Also, for the time being, you will have to reenter your credentials on other devices.
diff --git a/pages/settings/wallets/[wallet].js b/pages/settings/wallets/[wallet].js
index 7d1fcf85..2dd86f22 100644
--- a/pages/settings/wallets/[wallet].js
+++ b/pages/settings/wallets/[wallet].js
@@ -42,7 +42,7 @@ export default function WalletSettings () {
     <CenterLayout>
       <h2 className='pb-2'>{wallet.card.title}</h2>
       <h6 className='text-muted text-center pb-3'><Text>{wallet.card.subtitle}</Text></h6>
-      {!wallet.walletType && wallet.hasConfig > 0 && <WalletSecurityBanner />}
+      {wallet.canSend && wallet.hasConfig > 0 && <WalletSecurityBanner />}
       <Form
         initial={initial}
         {...validateProps}