diff --git a/api/resolvers/wallet.js b/api/resolvers/wallet.js
index 5eede0cb..0ae6ec7c 100644
--- a/api/resolvers/wallet.js
+++ b/api/resolvers/wallet.js
@@ -1,11 +1,29 @@
 import { createInvoice, decodePaymentRequest, payViaPaymentRequest } from 'ln-service'
-import { UserInputError, AuthenticationError } from 'apollo-server-micro'
+import { UserInputError, AuthenticationError, ForbiddenError } from 'apollo-server-micro'
 import serialize from './serial'
 import { decodeCursor, LIMIT, nextCursorEncoded } from '../../lib/cursor'
 import lnpr from 'bolt11'
 import { SELECT } from './item'
 import { lnurlPayDescriptionHash } from '../../lib/lnurl'
 
+const INVOICE_LIMIT = 10
+
+export async function belowInvoiceLimit (models, userId) {
+  // make sure user has not exceeded INVOICE_LIMIT
+  const count = await models.invoice.count({
+    where: {
+      userId,
+      expiresAt: {
+        gt: new Date()
+      },
+      confirmedAt: null,
+      cancelled: false
+    }
+  })
+
+  return count < INVOICE_LIMIT
+}
+
 export async function getInvoice (parent, { id }, { me, models }) {
   if (!me) {
     throw new AuthenticationError('you must be logged in')
@@ -181,6 +199,10 @@ export default {
 
       const user = await models.user.findUnique({ where: { id: me.id } })
 
+      if (!await belowInvoiceLimit(models, me.id)) {
+        throw new ForbiddenError('too many pending invoices')
+      }
+
       // set expires at to 3 hours into future
       const expiresAt = new Date(new Date().setHours(new Date().getHours() + 3))
       const description = `${amount} sats for @${user.name} on stacker.news`
diff --git a/pages/api/lnurlp/[username]/pay.js b/pages/api/lnurlp/[username]/pay.js
index a3c045fc..5f89fa31 100644
--- a/pages/api/lnurlp/[username]/pay.js
+++ b/pages/api/lnurlp/[username]/pay.js
@@ -3,6 +3,7 @@ import lnd from '../../../../api/lnd'
 import { createInvoice } from 'ln-service'
 import { lnurlPayDescriptionHashForUser } from '../../../../lib/lnurl'
 import serialize from '../../../../api/resolvers/serial'
+import { belowInvoiceLimit } from '../../../../api/resolvers/wallet'
 
 export default async ({ query: { username, amount } }, res) => {
   const user = await models.user.findUnique({ where: { name: username } })
@@ -14,8 +15,12 @@ export default async ({ query: { username, amount } }, res) => {
     return res.status(400).json({ status: 'ERROR', reason: 'amount must be >=1000 msats' })
   }
 
+  if (!await belowInvoiceLimit(models, user.id)) {
+    return res.status(400).json({ status: 'ERROR', reason: 'too many pending invoices' })
+  }
+
   // generate invoice
-  const expiresAt = new Date(new Date().setHours(new Date().getHours() + 3))
+  const expiresAt = new Date(new Date().setMinutes(new Date().getMinutes() + 1))
   const description = `${amount} msats for @${user.name} on stacker.news`
   const descriptionHash = lnurlPayDescriptionHashForUser(username)
   try {
diff --git a/pages/wallet.js b/pages/wallet.js
index f034b7a0..18966628 100644
--- a/pages/wallet.js
+++ b/pages/wallet.js
@@ -114,6 +114,7 @@ export function FundForm () {
         initial={{
           amount: 1000
         }}
+        initialError={error?.toString()}
         schema={FundSchema}
         onSubmit={async ({ amount }) => {
           const { data } = await createInvoice({ variables: { amount: Number(amount) } })